Setting aside tax when your income is lumpy
A flat percentage off every payment works until the year you earn most of it in November. Here…
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Money, written plainly
What we have worked out about tax, cash flow and pricing, from building this and from running our own small businesses badly first.
9 posts found
Paid, payable, and the gap in between
Your bank balance and your profit are two different numbers, and the distance between them is where most…
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Raising your prices without losing the room
What to say, when to say it, and what actually happens to the clients you were afraid of…
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The invoice that is forty days late
A chasing sequence that does not damage the relationship, and the point at which you should stop being…
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Three pots is usually enough
One account for everything is chaos. Nine accounts is a hobby. Here is where the useful middle sits.
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Market days, cash, and a receipt book
Cash has not gone anywhere for stallholders and market traders. Recording it well is mostly a question of…
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Your first year working for yourself, month by month
The registrations, the first tax bill and the month things usually get uncomfortable — laid out in the…
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What changes in your numbers when you hire someone
The salary is the part everyone plans for. The timing of it is the part that catches people…
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Reading a seasonal year without panicking in February
If half your income arrives in a quarter, month-to-month comparisons will tell you the business is dying four…
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One e-mail, on the first Tuesday
Whatever we wrote that month, and nothing else. No offers, no product news, and you can leave from the bottom of any of them.
About 600 words, once a month. We have never sent two in a month and do not intend to start.
By subject
Four things we keep coming back to
Tax
Setting aside, checking the rate, and the two months of the year it matters.
Money basics
Balances, buffers, pots, and why profit and cash are two different stories.
Pricing your work
Raising rates, quoting in stages, and what happens when you do.
Running a business
Late invoices, first hires, market days and the paperwork around them.
Reading about it is the slow way
Everything above is easier to believe once you have watched it happen to your own accounts for a fortnight.
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