Plans

Three plans, one page

No setup fee, no minimum term, and a free plan that stays free rather than expiring after a fortnight.

Three plans, one page

Solo

$0 / month

While you take under $2,000 a month


Two connected accounts
Tax pot and one fixed-cost pot
Invoice reminders on the standard schedule
Spreadsheet export whenever you want it

Working

Most picked

$14 / month

One person, no ceiling on what you take


Unlimited accounts and pots
Cash takings and market days
Receipts attached to payments
Year-end summary your accountant accepts
Answers within one working day

Team

$29 / month

Up to five people sharing one set of books


Everything in Working
Five logins with separate permissions
Payroll held back like any other cost
Two-person approval on payments out
A named person to call

Prices are per account, not per person, except on Team. Paying yearly takes two months off.

Side by side

Which plan holds what

FeatureSoloWorkingTeam
Connected accounts2UnlimitedUnlimited
PotsTax + oneUnlimitedUnlimited
Cash and market takingsYesYes
Receipt captureYesYes
Invoice remindersStandardYour wordingYour wording
Year-end summaryYesYes
Logins115
Approval on payments outYes
SupportE-mailOne working dayNamed contact

Why the free plan exists

The month you most need this is the month you can least pay for it

A quiet month is when the tax pot matters and when $14 feels like a decision. So the free plan has no countdown on it. You sit on it until the business is big enough that you stop noticing the price, and plenty of people never leave.

$0

under $2,000 a month

14 days

to change your mind, refunded

0

setup or export fees, ever

2 clicks

to close the account

Money questions

What people ask before paying

Money coming in for work, across every connected account, averaged over the last three months. A single good month does not push you off the free plan, and a quiet quarter puts you back on it automatically.
No. It is billed monthly and you can stop at the end of any month. Paying a year up front costs ten months rather than twelve, and if you leave halfway through we refund the rest.
They stay readable on the free plan, and you can export everything as a spreadsheet at any point, including after closing the account. There is no charge for that and there never has been.
No. Marlo Fintech never touches your money, so there is nothing to take a percentage of. The subscription is the whole of what we earn from you.
Yes, on Working and Team, with their own login and read-only permissions. You can revoke it in one click and they never see your bank credentials, because neither do we.

Start on free and move when it makes sense

Most people are on the free plan for their first few months. Nothing changes when you move up except the ceiling.

No card, no setup fee, no export fee